5 Questions · 2 Minutes

Your Mortgage Blueprint Quiz

Answer five quick questions and get a personalized mortgage path tailored to your situation.

Question 1 of 5 20%

What are you looking to do?

🏠

Purchase a homeFirst-time buyer, move-up, or investment property

🔄

Renew my mortgageMy term is ending or I want to switch lenders

💳

Refinance or access equityDebt consolidation, renovations, or cash flow

💼

Self-employed / non-traditional incomeBusiness owner, contractor, or freelancer

What's your timeframe?

⚡

Within 30 daysI have an offer accepted or my renewal is imminent

📅

1–3 monthsActively looking or renewing within the quarter

🗓️

3–6 monthsIn the planning phase, building toward a decision

🔭

Just exploringI want to understand my options before committing

What best describes your employment situation?

🧑‍💼

Full-time or part-time employedI receive a T4 and have regular pay stubs

🏢

Self-employed or business ownerI declare income through a corporation or as a sole proprietor

📄

Contract, freelance, or commissionVariable income or project-based work

🌐

Retired, foreign income, or otherNon-standard income or pension-based qualification

What's your approximate credit score range?

⭐

700 or aboveStrong credit — access to most lender options

👍

650–699Good credit — most lenders, some conditions may apply

🔶

600–649Fair credit — alternative lenders may be involved

❓

Below 600 or unsurePrivate or alternative lending paths likely needed

What's your down payment or current home equity?

💰

20% or moreConventional mortgage — no default insurance required

🏦

10–19%Insured mortgage with CMHC/Sagen/Canada Guaranty

📊

5–9%Minimum insured mortgage — strict qualification guidelines apply

🔍

Less than 5% or still savingMay need to build equity before applying

Your Mortgage Blueprint

Your Personalized Mortgage Blueprint

Ready to review your file?

Paul Malandrino — Mortgage Agent Level 2 — will walk through your options with no pressure and no obligation.

Book a Free Consultation Call 416-891-8684 Start Application