Mortgage Agent Level 2 · Vaughan & GTA
The Bank Said No.
We Have Options.
Self-employed, tradespeople, and bank-declined borrowers in the GTA. Private funds. Commercial deals. Real solutions — fast.
Self-employed, tradespeople, and bank-declined borrowers in the GTA. Private funds. Commercial deals. Real solutions — fast.
I spent over three decades as a cabinet maker and in construction before becoming a licensed mortgage agent. That background is why I understand tradespeople, self-employed borrowers, and why the banks get it wrong. As a Mortgage Agent Level 2, I'm licensed for commercial lending — multi-unit, mixed-use, private funds, and non-conventional deals.
I know how trades income works — the write-offs, the variability, all of it.
Your NOA doesn't tell the whole story. I get it funded.
Bruised credit, recent issues, non-traditional income. Declined isn't dead.
Construction financing, multi-unit, commercial. Level 2 licensed.
Free 15-minute call. Full picture — income, property, goals, timeline.
Right lenders for your exact situation. A, B, or private — whatever fits.
Clean, complete application submitted. No surprises.
Approval secured. Commitment reviewed, rate locked in.
Lawyer signs off and you close. I stay available before, during, and after.
No application. No credit pull. Just 15 minutes to understand your situation.
📅 Book Your Free Consultation Or call: 416-891-8684 · vaughanmortgages@gmail.comFill this out and I'll get back to you within one business day.
Paul Malandrino is a Mortgage Agent Level 2 (FSRA #M25000307) operating under GNE Mortgages (Brokerage Lic. #10394), a member of The Mortgage Centre network. All mortgage products are subject to lender approval and qualification. Rates and terms vary. This is not a commitment to lend. Vaughan, Ontario and Greater Toronto Area.