Maple, ON · Self-Employed Specialist
Moving up, renewing, adding a suite or earning shift and overtime income in Maple? Review your options before you sign anything.
Book Free Consultation Call 416-891-8684 Blueprint Quiz →Who We Serve
Maple has grown from a small village at Keele and Major Mackenzie into one of Vaughan's largest family communities. Much of the housing is detached homes and townhouses built over the last few decades, with the Maple GO station on the Barrie line, Canada's Wonderland and the Cortellucci Vaughan Hospital close by.
That mix shapes the mortgage questions we hear most from Maple: moving up to a bigger home, renewing while rates have changed, adding a basement unit, or qualifying on income that does not arrive as a steady salary.
Selling a starter home and buying a larger one means lining up two closings, porting or breaking your current mortgage and possibly bridge financing. We map out the timing and penalties before you list.
Ontario now permits additional residential units on many residential lots. Some lenders will count a portion of rent from a legal suite toward qualifying, and others will not. We review what your plan and the city's rules mean for financing.
Nurses, healthcare staff and other shift workers often earn a meaningful share of income from overtime, premiums or part-time roles. Lenders treat that income differently, so we go over how much history you need to show.
Many Maple homeowners run their own business or work in the trades. Paul's 30+ years in GTA construction helps him explain project-based and seasonal income to lenders.
Why VMG
Most mortgage agents have never swung a hammer. Paul spent over three decades in GTA cabinet-making and construction before moving into mortgages. That background isn't a talking point — it's how deals get approved that other agents can't close.
Project-based, seasonal, incorporated — we know how self-employed income actually flows and how lenders read it.
Commercial, residential, private — Mortgage Agent Level 2 means access to more products and lender types.
Free consultation. No commitment. If we can't get it done, we'll tell you straight.
Based in Vaughan, serving Maple from the village core to the newer neighbourhoods. Not a call centre.
Maple & Area
From the older streets near the Maple village core to the newer neighbourhoods north of Major Mackenzie and west toward Jane Street, Maple buyers and owners can review renewals, refinances, purchases and suites with Paul before signing anything.
Paul is based in Vaughan and works with Maple families directly, by phone, video or in person.
No paperwork. No commitment. Just a straight conversation about where you stand and what's possible.
Book Free ConsultationPaul Malandrino · Mortgage Agent Level 2 · FSRA #M25000307 · 8Twelve Mortgage Corporation Lic. #13072
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