Commercial Financing Built Around the Property.
Financing guidance for business owners and real estate investors considering office, industrial, retail, mixed-use and multi-residential properties across Vaughan, York Region and the GTA.
Financing is subject to lender approval, property review, borrower qualifications and applicable terms and conditions. Information is general only and is not a commitment to lend.
Commercial real estate requires a complete file.
Lenders assess the property, income, borrower or sponsor, market, financing structure and repayment strategy together.
Owner-Occupied Properties
Financing discussions for businesses purchasing or refinancing the premises they operate from.
Investment Properties
Office, industrial, retail, mixed-use and apartment properties reviewed using available income and property information.
Acquisition & Refinance
Purchase financing, refinancing and equity take-out requests considered according to lender criteria and the strength of the overall application.
Prepare the property and borrower story.
Address, property type, purchase agreement or current mortgage information.
Rent roll, leases, operating statements and vacancy information where applicable.
Ownership structure, financial statements, net worth and credit information as requested.
More than a rate comparison.
Commercial financing may involve lender fees, appraisal and environmental reports, legal review, conditions and different amortization or recourse structures. Terms vary by lender and transaction.
A clear financing process.
Paul coordinates the mortgage review through GNE Mortgages and helps organize the information lenders typically require.
Initial review
Discuss the property, financing goal, timing, borrower profile and available documentation.
Lender fit
Review potential lender categories, expected documentation and material terms without making unsupported promises.
Application
Submit a complete file for lender assessment and manage questions, conditions and next steps.
Discuss the commercial property.
Bring the property details, financing goal and timeline to a straightforward initial conversation.