First National Through Your Broker.
First National is one of Canada's largest non-bank mortgage lenders and works through the mortgage broker channel. This is a plain-English, factual overview — not an endorsement — of who they are and where they may fit. Availability through GNE Mortgages varies, and any approval rests with the lender.
Who First National is
First National is one of Canada's largest non-bank mortgage lenders. Rather than operating a retail branch network, it originates mortgages through the broker channel — meaning borrowers typically reach it by working with a licensed mortgage professional rather than walking into a bank. It is active in both residential and commercial lending across Canada.
As a lender we can consider on the broker side, First National is one of several options a broker may compare when matching a borrower's file to a suitable product. This page is a factual reference only; it is not an endorsement, and any decision to lend rests with First National based on the borrower, the property, the documentation provided and the lender's own guidelines.
What they're generally known for
General characteristics only — specifics change and are set by the lender.
First National works primarily through licensed mortgage brokers rather than a retail branch network, so files are generally submitted and managed through your broker.
Active in residential mortgages for a range of borrower situations, considered alongside other lenders when comparing options.
Also active in the commercial mortgage space, which can be relevant for certain property and borrower types.
One of the larger non-bank lenders in Canada by volume, giving it a broad presence in the broker market.
Is First National right for you?
Whether First National — or any single lender — is the right fit depends entirely on your file: your income and documentation, the property, your credit profile and your goals. No lender is best for everyone, and the same borrower can be a better match for different lenders at different times.
Availability through GNE Mortgages varies, and any approval is subject to the lender's guidelines and a full review of your application. Nothing here is a commitment to lend, a promise of approval, or a guarantee of any particular product, rate or timeline. The best next step is a conversation so we can look at your situation and compare suitable options together.
Related pages
Lender Information
How the broker channel and different lenders fit together.
Lending Options
An overview of the lending routes available through a broker.
A Lenders
Where prime, non-bank lenders like this one generally sit.
Commercial Mortgages
Financing for commercial and investment property types.
Wondering which lender fits?
Let's match your file to the right lender and product.