RFA Through Your Broker.
RFA is one of the Canadian mortgage lenders your file may be considered with through GNE Mortgages. Here is a plain-English overview of who they are and where they tend to fit — so you can see the bigger lender picture behind your mortgage.
Who RFA is
A factual reference, not an endorsement.
RFA is a Canadian mortgage lender that operates through the broker channel rather than through retail bank branches. That means it works with licensed mortgage professionals — like Paul at GNE Mortgages — who present a borrower's file for consideration, instead of dealing with the public directly.
RFA participates in both the prime and alternative segments of the market. In practical terms, that can mean it is one option among many for borrowers with straightforward, well-documented files, as well as for those whose situations call for a more flexible, case-by-case review. Whether RFA is available for any given file, and on what basis, is determined by the lender.
What they're generally known for
General information only — not specific products, rates or terms.
RFA is generally recognized as a residential mortgage lender that reaches borrowers through licensed mortgage brokers rather than a branch network.
It generally participates across both prime lending and alternative lending, giving brokers more than one type of file to consider it for.
Is RFA right for you?
The honest answer is that it depends on your file. The right lender for any mortgage is chosen by matching your income, credit, property and goals against each lender's guidelines — and RFA is simply one of the options that may be reviewed as part of that process.
Availability through GNE Mortgages varies, and any approval rests with the lender based on your full application, the property, your documentation and the lender's own guidelines at the time. Nothing here is a commitment to lend, an approval, or a guarantee of any particular product, rate or outcome. The value of working with a broker is having your file matched to a suitable lender rather than assuming one in advance.
Related pages
Lender Information
The bigger picture on the lenders your file may be considered with.
Lending Options
How A, B and private lending differ and where each tends to fit.
B Lenders
A look at alternative, more flexible mortgage lending.
Mortgage Solutions
Explore the full range of mortgage solutions Paul can help with.
Wondering which lender fits?
Let's match your file to the right lender and product.